:root{--ucl-bg:#f4f7f5;--ucl-surface:#fff;--ucl-surface-subtle:#edf3f0;--ucl-ink:#17211d;--ucl-muted:#56635d;--ucl-primary:#0b5d52;--ucl-primary-strong:#073f38;--ucl-accent:#a85f18;--ucl-border:#ccd8d2;--ucl-danger:#9f1c13;--ucl-warning:#914000;--ucl-focus:#174fc4;--shadow:0 8px 28px #17211d14;color:var(--ucl-ink);background:var(--ucl-bg);font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Hiragino Kaku Gothic ProN,Yu Gothic,Meiryo,sans-serif;font-size:16px;line-height:1.75}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;min-width:320px}body{overflow-wrap:anywhere;background:var(--ucl-bg);min-width:320px;margin:0}a{color:var(--ucl-primary);text-underline-offset:.2em}a:hover{color:var(--ucl-primary-strong);text-decoration-thickness:.16em}:focus-visible{outline:3px solid var(--ucl-focus);outline-offset:3px}.skip-link{z-index:100;color:#fff;background:var(--ucl-primary-strong);padding:.6rem .9rem;position:fixed;top:.5rem;left:.5rem;transform:translateY(-180%)}.skip-link:focus{transform:translateY(0)}.network-bar{color:#fff;background:var(--ucl-primary-strong);justify-content:center;align-items:center;gap:1rem;min-height:2.75rem;padding:.45rem max(1rem,50% - 560px);display:flex}.network-label{flex:none;font-size:.75rem;font-weight:700}.network-bar ul{flex-wrap:wrap;gap:.25rem .75rem;margin:0;padding:0;list-style:none;display:flex}.network-bar a{color:#fff;font-size:.82rem;font-weight:700;text-decoration:none}.network-bar a[aria-current=page]{border-bottom:2px solid #fff}.site-header{border-bottom:1px solid var(--ucl-border);background:var(--ucl-surface)}.header-inner{justify-content:space-between;align-items:center;gap:1.25rem;width:min(1120px,100% - 2rem);margin:0 auto;padding:1rem 0;display:flex}.brand{color:var(--ucl-primary-strong);align-items:center;gap:.65rem;text-decoration:none;display:inline-flex}.brand span{line-height:1.3;display:grid}.brand strong{font-size:1.28rem}.brand small{color:var(--ucl-muted);font-size:.72rem;font-weight:600}.local-nav{flex-wrap:wrap;justify-content:flex-end;gap:.4rem 1rem;display:flex}.local-nav a{font-size:.9rem;font-weight:700;text-decoration:none}.breadcrumbs{width:min(1120px,100% - 2rem);margin:0 auto;padding:.85rem 0 0}.breadcrumbs ol{color:var(--ucl-muted);flex-wrap:wrap;gap:.25rem .5rem;margin:0;padding:0;font-size:.78rem;list-style:none;display:flex}.breadcrumbs li+li:before{content:"/";margin-right:.5rem}main{width:min(1120px,100% - 2rem);margin:0 auto;padding:2.5rem 0 4rem}.prose-page{width:min(760px,100%);margin:0 auto}.page-hero{margin-bottom:2.5rem}.eyebrow{color:var(--ucl-primary);letter-spacing:.08em;text-transform:uppercase;margin:0 0 .45rem;font-size:.78rem;font-weight:800}h1,h2,h3{letter-spacing:.01em;line-height:1.38}h1{margin:0 0 1rem;font-size:clamp(1.85rem,6vw,3.1rem)}h2{margin:0 0 .8rem;font-size:clamp(1.25rem,4vw,1.7rem)}p,ul,ol{margin-top:0}.lead{max-width:760px;color:var(--ucl-muted);font-size:1.06rem}.content-sections{gap:1.25rem;display:grid}.content-section,.card,.tool-panel,.cross-site-bridge{border:1px solid var(--ucl-border);background:var(--ucl-surface);box-shadow:var(--shadow);border-radius:.85rem;padding:clamp(1.15rem,4vw,1.75rem)}.content-section ul:last-child,.content-section p:last-child{margin-bottom:0}.notice{border-left-width:5px}.notice-info{border-left-color:var(--ucl-primary);background:#f3faf7}.notice-warning{border-left-color:var(--ucl-warning);background:#fff8ec}.notice-danger{border-left-color:var(--ucl-danger);background:#fff3f1}.link-list{gap:.45rem;display:grid}.link-list a{font-weight:700}.hero-actions{flex-wrap:wrap;gap:.75rem;margin-top:1.5rem;display:flex}.button,button{border:2px solid var(--ucl-primary);color:#fff;background:var(--ucl-primary);min-height:2.75rem;font:inherit;cursor:pointer;border-radius:.45rem;justify-content:center;align-items:center;padding:.65rem 1rem;font-weight:800;text-decoration:none;display:inline-flex}.button:hover,button:hover{color:#fff;background:var(--ucl-primary-strong)}.button-secondary{color:var(--ucl-primary);background:0 0}.button-secondary:hover{color:#fff}.card-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;display:grid}.card{box-shadow:none}.card h2,.card h3{margin-top:0}.card a{font-weight:800}.home-section{margin-top:3.5rem}.home-section>header{max-width:760px;margin-bottom:1.25rem}.home-hero{grid-template-columns:minmax(0,1.6fr) minmax(16rem,.8fr);align-items:center;gap:2rem;min-height:25rem;display:grid}.hero-note{border:1px solid var(--ucl-border);background:var(--ucl-surface-subtle);border-radius:1rem;padding:1.5rem}.hero-note dt{color:var(--ucl-muted);font-size:.8rem;font-weight:700}.hero-note dd{margin:0 0 .9rem;font-weight:800}.cross-site-bridge{background:var(--ucl-surface-subtle);border-color:#a8c8bf;margin-top:2rem}.site-footer{color:#e8f3ef;background:var(--ucl-primary-strong);padding:2.5rem max(1rem,50% - 560px)}.footer-grid{grid-template-columns:1.2fr 1fr;gap:2rem;display:grid}.footer-grid nav{grid-template-columns:repeat(2,minmax(0,1fr));gap:.4rem 1rem;display:grid}.site-footer a{color:#fff}fieldset{border:1px solid var(--ucl-border);border-radius:.65rem;min-width:0;margin:0 0 1.25rem;padding:1rem}legend{padding:0 .4rem;font-weight:800}.form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}label{gap:.35rem;font-weight:700;display:grid}input,select{width:100%;min-height:2.75rem;color:var(--ucl-ink);font:inherit;background:#fff;border:1px solid #87958e;border-radius:.35rem;padding:.55rem .7rem}.field-help{color:var(--ucl-muted);font-size:.78rem;font-weight:400}.error-message{color:var(--ucl-danger);font-weight:800}.result-panel{border:2px solid var(--ucl-primary);background:#f3faf7;border-radius:.65rem;margin-top:1.25rem;padding:1.25rem}.result-panel[hidden]{display:none}.result-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.result-value{font-size:1.45rem;font-weight:900}.choice-list{gap:.65rem;margin:0;padding:0;list-style:none;display:grid}.choice-list button{width:100%;color:var(--ucl-ink);text-align:left;background:#fff;justify-content:flex-start}.choice-list button:hover{color:#fff}.journey-card-grid{grid-template-columns:repeat(5,minmax(0,1fr))}.two-up{grid-template-columns:repeat(2,minmax(0,1fr))}.emergency-strip{border-left:6px solid var(--ucl-danger);background:#fff3f1;border-radius:.85rem;padding:clamp(1.2rem,4vw,2rem)}.wide-tool-page{width:min(980px,100%);margin:0 auto}.journey-result-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;display:grid}.journey-result-grid section{border:1px solid var(--ucl-border);background:#fff;border-radius:.5rem;padding:1rem}.journey-result-grid h3{margin-top:0}.urgent-note{border-left:5px solid var(--ucl-danger);color:#72120c;background:#fff3f1;padding:1rem;font-weight:800}.tool-boundary{margin-top:1.5rem}.period-field{max-width:22rem;margin:1.25rem 0}.decision-columns fieldset label+label{margin-top:1rem}.currency-input{grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:.5rem;font-weight:400;display:grid}.noscript-fallback{margin-top:1.25rem;padding:1rem}code{font-size:.88em}@media (width<=860px){.header-inner,.home-hero,.footer-grid{grid-template-columns:1fr}.header-inner{display:grid}.local-nav{justify-content:flex-start}.card-grid,.journey-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=560px){.network-bar{justify-items:start;gap:.2rem;display:grid}.network-bar ul{gap:.2rem .6rem}.local-nav{grid-template-columns:repeat(3,minmax(0,1fr));width:100%;display:grid}.local-nav a{padding:.35rem 0;font-size:.82rem}main{width:min(100% - 1rem,1120px);padding-top:1.5rem}.breadcrumbs{width:min(100% - 1rem,1120px)}.card-grid,.form-grid,.result-grid,.journey-result-grid,.footer-grid,.footer-grid nav{grid-template-columns:1fr}.hero-actions{display:grid}.button{width:100%}h1{font-size:1.8rem}}@media print{.network-bar,.site-header,.breadcrumbs,.site-footer,.hero-actions,button{display:none!important}:root,body{color:#000;background:#fff;font-size:11pt}main{width:100%;padding:0}.content-section,.card,.tool-panel{break-inside:avoid;box-shadow:none;border-color:#777}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}
